Top 5 things SMEs need to know when sending money overseas

If you’re operating an SME, you might know the feeling of the overseas crunch. You’re doing well at home, and it looks like now is the time to expand abroad. ...

China's Silk Road v2.0: how it could change the game for eastern currencies

Eastern trade is likely to expand at a rate not seen for centuries as China’s ‘New Silk Road' looks set to go ahead, following the announcement of a $40b n investment in ...

Why finance's future finally belongs to the customer

Ever heard the saying, 'the customer is always right'? In the financial services industry, that hasn't always been true. But a major new report published by the World Economic Forum ...

Fintech around the world - the top capitals of customer empowerment

Over the course of 2015, commentators from The Economist to Forbes have hailed the triumphant start of the fintech revolution. The financial industry is finally catching up with every other sector that’s ploughing its ...

Can government intervention maintain a stable currency?

Fluctuations in the foreign exchange market can have far-reaching economic repercussions – it's no wonder, then, that some governments choose to intervene to manage their own currency's value. This is less ...

Data as pseudo currency: its past, present and future

Julie Meyer, the prolific tech entrepreneur and investor, recently raised an intriguing proposition: should our data constitute a legal asset? On the surface, this seems like a profitable solution to ...

Regulation meets fintech: the key to customer empowerment?

This month, a revolutionary new regulator has been introduced in the UK. It's called the Payment Systems Regulator (PSR), and some commentators are speculating that it could mean the end ...

Does the US dollar's strength have to depend on the weakness of others?

A strong dollar means you get less for your pounds, euros or yen when transferring money to the USA. But the issue of why this happens, and whether the dollar relies on ...

The Paris Agreement: what does this mean for climate change and investors?

As last week's UN Climate Summit drew to a close, French president François Holland stated that "history is here". The resulting deal, known as the Paris Climate Agreement, is being heralded as ...

The eurozone escapes deflation: what does this mean for investors?

Last month, the eurozone managed to scramble its way out of deflation for the second time this year. Prices on consumer goods experienced a 0% fluctuation and the monetary union ...

Shadow economies – will they revive global growth?

Most of us will know of the black market as the unlawful trade of goods and services. This is slightly different from the grey market, where trade occurs legally but ...

Currency wars: the truth about South America's oil economies

The South American economies, largely united under the Mercosur trading bloc, have been fuelled by China’s vast appetite for commodities since the early 2000s. However, as Asian economies suffer a ...

Does regulation really raise the cost of international money transfer?

Financial services regulation is a careful balancing act – it's essential to keep your money safe, but it can quickly become expensive for businesses. The Economist recently argued that regulation is one ...

Free trade: the key to unlocking Africa's economic potential?

Economic integration isn't a new concept to Africa; sub-regional markets have emerged throughout the continent since the '60s. But while there hasn't been as much integration in the past few decades ...

Why did people send $85bn through Western Union last year?

Consumers have more options than ever when it comes to international money transfer. Payment services like PayPal, e-transfer sites and forex (FX) brokers have streamlined the system, making it faster, easier ...

How the fintech boom is reshaping international money transfer

Historically, financial services haven't always been quick to keep up with constant technological development. But recent years have seen something of a fintech boom, and 2014 was no exception. In this ...

Should currency factor into our governments' trade agreements?

That's the question a recent letter from leading economists to US congressional leaders has raised once again. The concept of linking trade deals to currency rules has always been a much-debated ...

Will payment technologies ever replace our plastic?

You can buy cosmetics with bitcoin, antiques with PayPal and split your bills with Venmo. If you’re in the US or UK, you can even attach payments to your emails. ...

P&G and the power of currency: how can corporations protect themselves?

2015 didn't get off to the best start for US-based international consumer goods company Procter & Gamble. Earlier this year, it reported a hefty 31% drop in second-quarter earnings. As in ...

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