Here's everything you should know about the right to be forgotten

Laws granting the ‘right to be forgotten’ might seem like they’re about isolated cases of image control. In fact, this legislation could have huge implications for storing all types of ...

What have regulators done to help consumers?

In the wake of the financial crisis, many regulatory bodies have sprung up. The goal? To find out how risky banks are, maintain market confidence and reduce financial crime. Crucially, ...

Why is America only now embracing chip and pin technology?

They may be a over ten years late to join the party, but from 1 October, American retailers will need to move to chip and pin or EMV – Europay, ...

Currency wars: the truth about South America's oil economies

The South American economies, largely united under the Mercosur trading bloc, have been fuelled by China’s vast appetite for commodities since the early 2000s. However, as Asian economies suffer a ...

What Asia's economic situation means for money transfer

All eyes are on Asia. As China’s economy continues to slow down, it’s Japan making headlines with its indecision about whether to continue with quantitative easing (QE). While the country ...

Another BRICS currency is in trouble – but what does it mean for you?

The BRICS are in trouble – that is, Brazil, Russia, India, China and South Africa. China’s economic slowdown has seen stocks plummet, Russia continues in recession while South Africa seems to ...

The Money Cloud explains: the Federal Reserve rate rise

The financial press is packed with speculation over the US Federal Reserve – will it increase interest rates next week? If it does, what will be the effects? Amongst all the ...

Does regulation really raise the cost of international money transfer?

Financial services regulation is a careful balancing act – it's essential to keep your money safe, but it can quickly become expensive for businesses. The Economist recently argued that regulation is one ...

Does contactless payment need an extra security step?

Millions of payment cards now feature four little lines that indicate contactless functionality. There's no doubt that tap-and-go tech makes paying for small items a breeze, but some commentators worry that ...

Thinking of investing in emerging markets? Here's what you should know

One way to make the most of savings you'd like to grow is by tapping into new investment markets. This could mean looking abroad, in particular at countries that drive ...

What exactly happens to your money when you send it overseas?

International money transfer has become a part of everyday life. Banks, brokers and websites can send money abroad quickly and easily. But what's happening behind the scenes when you make a ...

Introducing Selfie Pay: an unusual use for self-portraits

It started as a niche interest of tech-loving teens but soon grew into a social phenomenon. By the end of 2013, the Oxford Dictionaries named selfie ‘word of the year’, ...

Can government intervention maintain a stable currency?

Fluctuations in the foreign exchange market can have far-reaching economic repercussions – it's no wonder, then, that some governments choose to intervene to manage their own currency's value. This is less ...

Fintech around the world - the top capitals of customer empowerment

Over the course of 2015, commentators from The Economist to Forbes have hailed the triumphant start of the fintech revolution. The financial industry is finally catching up with every other sector that’s ploughing its ...

Why finance's future finally belongs to the customer

Ever heard the saying, 'the customer is always right'? In the financial services industry, that hasn't always been true. But a major new report published by the World Economic Forum ...

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