The rise of peer-to-peer transfer companies
The fintech boom has led to the rise of peer-to-peer (P2P) money transfer and exchange companies. At The Money Cloud, we explore how they’re shaping the face of international money ...
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How does the dollar's value affect commodities prices?
The Federal Reserve's recent announcement that the dollar’s current interest rate is being maintained instead of increased had repercussions far beyond US shores. At the same time as the dollar ...
Why central banks are looking into cryptocurrencies
When first launched in 2009, cryptocurrencies were proclaimed the next big thing. However, while a number of drawbacks have so far impeded any meteoric rise, central banks are now showing ...
South Africa's currency fluctuation: how will this affect international money transfer rates?
South Africa's rand continues to seesaw alongside current events – going up with rising commodity prices, only to slide back down with the outbreak of a government scandal. Given South ...
How fintech is making paying for goods abroad easier
Financial technology – or fintech for short – is advancing rapidly. This progress has prompted the emergence of alternative payment methods such as Apple Pay and the move away from paper currency. The ...
Gathering storm: is the global economy in trouble?
From stock market plunges to struggling currencies, 2016 is proving a turbulent year for financial markets and the global economy. According to Claudio Borio – chief of the Bank for ...
Brexit: what are the economic consequences?
The UK’s EU referendum race is on, and Britain is buzzing with discussions and predictions. A business leader dubbed the vote on 23 June ‘the biggest choice’ in a generation. Speculation’s ...
Mobile money transfers: what’s new?
The mobile payment boom has ushered in a new era of innovative fintech startups. Most recently, London-based WorldRemit made headlines by raising $45 million in financing in a bid to ...
The 'war on cash': what's it all about?
Limits on cash transactions have been spreading in Europe since the 2008 financial crisis. But with calls to abolish high-denomination banknotes, could this be the beginning of the end for ...
The Money Cloud explains: rising global debt
Global debt is currently sitting at $200tn – nearly three times the size of the global economy. Are we on the brink of another debt-fuelled economic breakdown? The Money Cloud ...
What affects currency markets?
Two months in and 2016 is already proving a difficult year for the global economy. Poorly performing stock markets, particularly in China, have had a ripple effect on trade and currencies. ...
Should you invest in a BRICS currency?
The BRICS economies have largely dominated the financial headlines in recent months – from China’s growth slowdown to the decline of Russia’s ruble. Does this mean investing in a BRICS ...