No hidden fees, best exchange rates and no subscriptions costs when making international money transfers
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Find your perfect exchange rate for your international payments, and apply for a quote from your selected FX broker.
Register for an account online, complete the details and wait for your account to be approved.
Once approved, make your transfer and send the funds through your online banking and we’ll take care of the rest.
We’re an international money transfer marketplace that’s focused on giving you clear, honest information, so you can choose the best way to send money overseas, offering great exchange rates and low or no transfer fees.
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We work with numerous organisations, such as foreign exchange brokers, money transfer companies, digital payment firms, news websites, government and non-governmental organisation, non-profit organisations to enhance our products, to bring in more clarity and transparency to the sectors we're focusing and to reduce information asymmetry between ordinary users of the products and sophisticated professionals.
Find out moreAn international money transfer comparison lets you see the rates and fees offered by different transfer providers side by side. Rather than accepting whatever rate your bank offers, you can check who will give you the most for your money before you send it.
You enter the amount you want to send and the currencies involved. We then show you a comparison of rates from our panel of trusted transfer providers, so you can choose the one that suits you best and get started straight away.
Yes. Comparing rates through The Money Cloud costs nothing. You only pay the fees set by the transfer provider you choose to use.
In most cases, yes. Banks typically apply a margin to the mid-market rate, which increases the cost of your transfer. Specialist providers usually offer more competitive rates, and the saving can be significant on larger amounts.
Absolutely. The Money Cloud works for personal transfers, such as sending money to family or buying property abroad, and for business payments, including paying overseas suppliers or managing foreign currency invoices.
Transfer times vary depending on the provider and the currencies involved. Most international transfers are completed within one to three working days, and some same-day options are available for certain currency pairs. We display expected transfer times so you can factor this into your decision.
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