What is the easiest way to make an international money transfer online?

The easiest way is to compare providers before choosing one. The Money Cloud lets you check exchange rates, fees, delivery times and likely recipient amounts in one place, helping you choose a suitable provider for your transfer.

Is it cheaper to send money abroad online?

It can be cheaper than using a bank, but the total cost depends on the exchange rate, transfer fee and payment method. Comparing providers online helps you see which option may offer better value for your transfer.

How long does an online international money transfer take?

Transfer times vary by provider, country, currency and payment method. Some payments may arrive quickly, while others can take longer. Always check the delivery estimate before confirming your transfer.

Are online money transfer providers safe?

Online money transfer providers can be safe when they are regulated and clear about fees, exchange rates and payment processes. The Money Cloud helps you compare regulated providers before you choose who to use.

What details do I need to send money internationally?

You will usually need the recipient’s name, bank details, destination country, currency and transfer amount. Some providers may also ask for identity checks, especially for larger transfers.

Can businesses make international payments online?

Yes. SMEs can use online money transfer providers to pay suppliers, contractors, international invoices and overseas business costs. Comparing providers first can help businesses manage fees and exchange rate costs more clearly.

International Money Transfer Online

International money transfer online services help individuals and SMEs compare exchange rates, fees and delivery times before sending money abroad. The Money Cloud helps you check exchange rates, transfer fees, delivery times and recipient amounts in one place, so you do not have to rely on your bank without seeing other options first.Compare regulated money transfer providers online, review the cost before you send and make a clearer choice for your personal or business payment.

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International money transfer online: compare before you send

Sending money abroad should feel clear before you commit. The exchange rate, fee and delivery time can all affect the final amount received, yet these details are not always easy to compare when you go straight to one provider.

With The Money Cloud, you can compare international money transfer online providers side by side. This helps you see how much your recipient may get, what the transfer could cost and how long the payment may take.

The process is simple:
1. Enter how much you want to send
2. Choose the destination country and currency
3. Compare provider exchange rates, fees and delivery options
4. Check the likely recipient amount
5. Choose the provider that fits your transfer
6. Complete the payment with the selected provider

This gives you a clearer view before you move your money.

Find out more

Who is this service for?

International money transfers made from your mobile

The Money Cloud is built for people and businesses that need a better way to compare overseas payment options.

‍For individuals sending money abroad: You may need to send money internationally for family support, travel, relocation, education costs, overseas property or savings held in another country. A small difference in the exchange rate can change how much arrives at the other end, especially on larger payments.

Comparing before you send can help you avoid paying more than you need to.

‍For SMEs making overseas payments: Many SMEs make regular international payments for supplier invoices, contractor fees, stock, software, overseas services or funds held in different currencies. When payments happen often, exchange rate margins and transfer fees can add up quickly.

The Money Cloud helps businesses compare providers before making international payments, including exchange rates, fees and delivery times, so costs are easier to understand before money leaves the account.

Compare exchange rates
& get a quote

Find your perfect exchange rate for your international payments, and apply for a quote from your selected FX broker.

Make the transfer
& relax

Once approved, make your transfer and send the funds through your online banking and we’ll take care of the rest.

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2019 UK Innovate award winner

Why compare providers before sending money abroad?

Banks are familiar, but they are not always the most cost-effective route for an international money transfer. Some charge a transfer fee, while others build more of the cost into the exchange rate. This can make the real price of the payment harder to see.

Comparing providers online gives you a clearer view before you send. You can check:
- The exchange rate
- The transfer fee
- The delivery time
- The likely recipient amount

The exchange rate is often where the biggest difference sits. Many people focus on the transfer fee because it is easy to spot, but the exchange rate can have a larger effect on the final cost.

A small difference in the exchange rate can change the amount received, especially on larger payments such as:
- Overseas property purchases
- Supplier invoices
- Family support
- Regular business payments

Provider choice can also change depending on the currency route. Some popular currency pairs may have more provider options, stronger exchange rate competition or faster delivery times than less common routes.
‍

What should you check before choosing an online transfer provider?

Not all international money transfer providers work in the same way. Before making an international money transfer online, it is worth checking the details that affect the cost, speed and ease of the payment.

Look at:
- The exchange rate being offered
- The transfer fee
- The total amount the recipient is likely to receive
- The estimated delivery time
- Supported countries and currencies
-Payment methods
- Transfer limits
- Provider regulation
- Tracking options

Looking at the full picture matters. A provider with a low fee may not offer the best exchange rate, while a provider with a slightly higher fee could still give you a better final recipient amount.

Safety should also be part of the decision. Sending money online can be safe when you use a regulated provider, review the costs clearly and check the recipient details before confirming the transfer.

The Money Cloud brings provider information together so you can compare options without visiting several websites separately. You can review exchange rates and fees together, see the likely recipient amount, check delivery options and compare regulated providers before sending.

International money transfer comparison - Compare, register and send money overseas using the money cloud

Popular currency transfers

Many international payments involve moving money between two major currencies. The Money Cloud helps you compare options for common currency routes, so you can see where you could get better value before making a transfer.

Whether you are paying an overseas supplier, buying property abroad, supporting family or moving savings between countries, exchange rates can make a real difference. The Money Cloud helps you compare International Money Transfer routes with greater clarity, giving you more confidence before you send.

Popular currency transfer routes include:

FAQs

What is an international money transfer comparison?

An international money transfer comparison lets you see the rates and fees offered by different transfer providers side by side. Rather than accepting whatever rate your bank offers, you can check who will give you the most for your money before you send it.

How does The Money Cloud work?

You enter the amount you want to send and the currencies involved. We then show you a comparison of rates from our panel of trusted transfer providers, so you can choose the one that suits you best and get started straight away.

Is it free to use The Money Cloud?

Yes. Comparing rates through The Money Cloud costs nothing. You only pay the fees set by the transfer provider you choose to use.

Will I get a better rate than my bank?

In most cases, yes. Banks typically apply a margin to the mid-market rate, which increases the cost of your transfer. Specialist providers usually offer more competitive rates, and the saving can be significant on larger amounts.

Can businesses use The Money Cloud as well as individuals?

Absolutely. The Money Cloud works for personal transfers, such as sending money to family or buying property abroad, and for business payments, including paying overseas suppliers or managing foreign currency invoices.

How quickly will my money arrive?

Transfer times vary depending on the provider and the currencies involved. Most international transfers are completed within one to three working days, and some same-day options are available for certain currency pairs. We display expected transfer times so you can factor this into your decision.

Have any questions?

Want to know more about international money transfers and the service we offer? Feel free to drop us a line, tweet us your thoughts or come and visit anytime; we’d be happy to help.

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Registered in England and Wales – Company Number 07290173
Data Protection Registered: ZA056825