International Money Transfers

International Money Transfers can seem complicated, especially when exchange rates, fees and delivery times are not always clear. The Money Cloud makes the process easier.

We are an international money transfer marketplace built to help individuals and businesses secure the best deal with confidence. Our role is simple: we give you clear information, access to competitive exchange rates and routes to trusted partners that may offer low or no transfer fees.

You get a clearer view of what your money is worth, what you could pay and how to move funds without any guesswork. For international payments, overseas property purchases, business costs or family support, The Money Cloud assists you to make a better, cheaper and informed decision before you send your money overseas.

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The best exchange rates on
International Money Transfers

When you send money overseas, a small exchange rate variance can make a huge difference. The Money Cloud helps you compare International Money Transfer options so you can see how your money may go further than using your own bank.

We bring together information on exchange rates, transfer fees and provider options, helping you avoid unnecessary charges and find great deals. Instead of relying on one bank or one provider, you can review alternatives and choose the one that suits your needs.

The Money Cloud is built around clarity, trust and choice. We explain the process in plain English, connect you with partners who understand overseas payments and help you feel more in control when exchanging and transferring money.

For regular payments, large one-off transfers or time-sensitive currency moves, International Money Transfers should feel simple, not stressful.

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Choose The Money Cloud for confident finances
International money transfers made from your mobile

Choosing the right way to transfer money internationally can help you save time, reduce costs and feel more in control. The Money Cloud gives you a clearer way to compare international transfer options before you move your funds.

Clear information - We explain international money transfers in plain English, so you can understand your options without confusing jargon.
Competitive exchange rates - Compare providers that offer better value than standard bank transfers.
Access to trusted partners - We connect you with providers that support international payments for personal and business needs.
Support for large and regular transfers - Get guidance for property payments, supplier costs, family support, payroll and more.
Built for confidence - The Money Cloud helps you compare before you commit, giving you greater peace of mind with every International Money Transfer.

How it works
Find out more
1
Compare exchange rates
& get a quote

Find your perfect exchange rate for your international payments, and apply for a quote from your selected FX broker.

2
Register online

Register for an account online, complete the details and wait for your account to be approved.

3
Make the transfer
& relax

Once approved, make your transfer and send the funds through your online banking and we’ll take care of the rest.

Excellent
2019 UK Innovate award winner

Transfers for business

Businesses often need to move money across borders quickly, clearly and at a fair rate. The Money Cloud helps make those payments easier to understand and easier to compare.

Businesses may need international money transfers for:

Paying overseas suppliers - Keep goods, materials and services moving without relying on poor exchange rates.
Managing international payroll - Pay employees, contractors or freelancers based in other countries.
Importing and exporting goods - Send and receive payments in different currencies with greater clarity on costs.
Opening new markets - Support overseas growth with payment options that fit your business goals.
Paying international invoices - Compare rates before settling bills in EUR, USD or other currencies.
Protecting profit margins - Better exchange rates can help reduce avoidable costs on regular transfers.

For example, a UK-based company buying stock from a supplier in Europe may need to send £25,000 in regular GBP to EUR payments. If one provider offers a stronger exchange rate than another, that difference could mean hundreds of euros more reaching the supplier, especially when transfers are made regularly.

The Money Cloud helps businesses compare their options before sending, so they can make payments with a clearer view of rates, fees and provider choice.

Transfers for personal reasons

Personal international money transfers often involve important life moments, so it helps to know your options before sending money abroad.

Personal customers may need to transfer money for:
Buying overseas property - Move large sums abroad for deposits, legal fees or final payments.
Supporting family overseas - Send money to loved ones in another country with clearer costs.
Relocating abroad - Transfer savings, income or pension payments when moving country.
Paying for education - Cover tuition fees, accommodation or living costs for international study.
Managing overseas investments - Move funds between countries for property, savings or other financial plans.
Travel and long stays abroad - Send money ahead for extended trips, second homes or retirement plans.

For example, someone buying a holiday home in Spain may need to transfer £150,000 from GBP to EUR for a deposit, legal fees and completion payments. With a transfer of that size, even a small exchange rate difference could affect the final amount received by thousands of euros.

The Money Cloud helps personal customers compare international transfer options, so they can move money abroad with more confidence and fewer surprises.

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International money transfer comparison - Compare, register and send money overseas using the money cloud

Popular currency transfers

Many international payments involve moving money between two major currencies. The Money Cloud helps you compare options for common currency routes, so you can see where you could get better value before making a transfer.

Whether you are paying an overseas supplier, buying property abroad, supporting family or moving savings between countries, exchange rates can make a real difference. The Money Cloud helps you compare International Money Transfer routes with greater clarity, giving you more confidence before you send.

Popular currency transfer routes include:
Euros to US Dollars

Euros to US Dollars

Euros to US Dollars

Euros to US Dollars

Euros to US Dollars

Euros to US Dollars

FAQs
What is an international money transfer comparison?

An international money transfer comparison lets you see the rates and fees offered by different transfer providers side by side. Rather than accepting whatever rate your bank offers, you can check who will give you the most for your money before you send it.

How does The Money Cloud work?

You enter the amount you want to send and the currencies involved. We then show you a comparison of rates from our panel of trusted transfer providers, so you can choose the one that suits you best and get started straight away.

Is it free to use The Money Cloud?

Yes. Comparing rates through The Money Cloud costs nothing. You only pay the fees set by the transfer provider you choose to use.

Will I get a better rate than my bank?

In most cases, yes. Banks typically apply a margin to the mid-market rate, which increases the cost of your transfer. Specialist providers usually offer more competitive rates, and the saving can be significant on larger amounts.

Can businesses use The Money Cloud as well as individuals?

Absolutely. The Money Cloud works for personal transfers, such as sending money to family or buying property abroad, and for business payments, including paying overseas suppliers or managing foreign currency invoices.

How quickly will my money arrive?

Transfer times vary depending on the provider and the currencies involved. Most international transfers are completed within one to three working days, and some same-day options are available for certain currency pairs. We display expected transfer times so you can factor this into your decision.

International money transfers - FAQs
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Have any questions?
Want to know more about international money transfers and the service we offer? Feel free to drop us a line, tweet us your thoughts or come and visit anytime; we’d be happy to help.

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VAT Number: 197 0439 80

© The Money Cloud Ltd (2024) Registered inEngland and Wales – Company Number 07290173 | Data Protection Registered:ZA056825
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