The Money Cloud - International payments marketplace

International Money Transfer Comparison

Enter the currency you have, the  currency you want your recipient to receive and the amount, to provide you with the best international money transfer options
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Comparing International Exchange Rates
International money transfers made from your mobile

The exchange rate you're offered can vary considerably depending on who you transfer your money through. Banks tend to add a margin on top of the mid-market rate — the "real" rate you see on Google — which means you often pay more than you need to.

That's where comparing rates makes a real difference. By checking multiple providers side by side, you can see exactly what you'll get for your money before you commit to anything.

The Money Cloud lets you do this in seconds. Enter the amount you want to send, choose your currencies, and we'll show you a clear comparison of the best rates available right now. No guesswork, no hidden surprises. Just a straightforward view of your options so you can make the right call for your money.

Why the Transfer Provider You Choose Matters


Most people send money abroad through their bank out of habit. It feels familiar, and it seems like the straightforward option. But familiarity doesn't always mean value.

Specialist money transfer providers are built specifically for international payments. Because it's their core business, they're able to offer rates and fees that banks typically can't match. The difference on a large transfer, say a property purchase abroad or a significant business payment, can run into hundreds of pounds.

Beyond the rate itself, the right provider should offer a simple process, clear timelines, and support you can actually reach if something needs attention. The Money Cloud compares providers across all of these factors, so you're not just chasing the best headline rate. You're finding the transfer that works best for your specific situation.

FAQs
What is an international money transfer comparison?

An international money transfer comparison lets you see the rates and fees offered by different transfer providers side by side. Rather than accepting whatever rate your bank offers, you can check who will give you the most for your money before you send it.

How does The Money Cloud work?

You enter the amount you want to send and the currencies involved. We then show you a comparison of rates from our panel of trusted transfer providers, so you can choose the one that suits you best and get started straight away.

Is it free to use The Money Cloud?

Yes. Comparing rates through The Money Cloud costs nothing. You only pay the fees set by the transfer provider you choose to use.

Will I get a better rate than my bank?

In most cases, yes. Banks typically apply a margin to the mid-market rate, which increases the cost of your transfer. Specialist providers usually offer more competitive rates, and the saving can be significant on larger amounts.

Can businesses use The Money Cloud as well as individuals?

Absolutely. The Money Cloud works for personal transfers, such as sending money to family or buying property abroad, and for business payments, including paying overseas suppliers or managing foreign currency invoices.

How quickly will my money arrive?

Transfer times vary depending on the provider and the currencies involved. Most international transfers are completed within one to three working days, and some same-day options are available for certain currency pairs. We display expected transfer times so you can factor this into your decision.

International money transfers - FAQs
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The Money Cloud - International payments marketplace